Econ70

Mortgage Monotony

09/05/2019

In a move sure to please nobody, the Trump administration proposes privatizing Fannie Mae and Freddie Mac, without making it harder or more costly to get a mortgage, by backstopping the companies with lines of credit in return for fees.…

Moderating Manufacturing

09/04/2019

In another sign the US economy is cooling, manufacturing activity contracted in August for the first time since 8/16 and is at its lowest level since 1/16 (when we didn’t enter a recession). The US now joins Germany, Japan, South…

Lousy Legislation

09/03/2019

The problem with the recently created “Opportunity Zones” or the possibility of indexing capital gains against inflation is that it creates different tax rates for marginally different types of investment. Like nations that have complex exchange rate regimes, these tax…

Mongolian Master

08/30/2019

The Friday File: Last week, Bob Long won the Mongol Derby. What’s so amazing is that Mr. Long, originally from Cheyenne, Wyoming, is 70 years old, and the Mongol Derby is the longest multi-horse race in the world at 1,000…

Greenhouse Gases

08/29/2019

The largest CO2 emitter is China with 29.3% of the global total. The US follows with 13.8%, then India at 6.6%, Russia at 4.8%, and Japan at 3.6%. Since 1990, total emissions have risen by 63.5%. Chinese emissions are 354%…

Sociological Swings

08/28/2019

There are two huge trends the US is experiencing that receive scant attention. The first: plummeting fertility. Population growth due to birth over deaths in 2018 was 1 million, and keeps declining, down from 1.9 million as recently as 2007.…

Recession Reason

08/27/2019

The last recession was housing-bubble induced, the recession before dotcom-bubble induced. Now, there’s no one thing that jumps out. Trade is huge, so are political shocks; look at Brexit, the crises in Italy, India, Japan/South Korea, and Hong Kong! Add…

Car Commerce

08/26/2019

In 19Q1, 85% of new cars were financed, including leases, up from 76% a decade ago. Moreover, 32% of new-car loans were for six or seven years. Ten years ago, 12% were. Thus, 33% of car buyers now roll debt…

Greenland Gander

08/23/2019

The Friday File: Buying Greenland from Denmark is not so outlandish. The US purchased the USVI from Denmark in 1917 for $25 million so there’s precedent. As for Greenland, if the US offered $560 billion, each of its 56,000 inhabitants…

Rate Reduction

08/22/2019

Despite just a thin majority of Fed interest rate setters supporting the last Fed cut, they will again cut rates in mid-September. This is because trade concerns have worsened, and more importantly, job growth for the year ending 3/31/19 was…

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