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PASSWORD PROBLEMS

12/13/2024

The Friday File: With 2025 almost here, let’s resolve to improve the passwords we use. To that end, here are the ten most popular passwords, all of which should be avoided. #10 is abc123, then 12345, followed by (wait for…

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RISING RATE

09/26/2024

From 2010 until Covid, the neutral rate, the Fed funds rate that was neither expansionary nor contractionary, was near zero and rarely exceeded 2%. Many expect that going forward, the neutral rate will be systemically higher. The combination of a…

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BRILLIANT BOB

07/19/2024

The Friday File: On Thursday, my favorite comedian Bob Newhart died. His 1961 record “The Button-Down Mind of Bob Newhart (which I remember vividly) quickly led to “The Button-Down Mind Strikes Back. At one point they were #1 and #2…

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VALUABLE VAULTING

04/27/2024

The Friday File: On 4/20/24, Swedish pole vaulter Mario Duplantis broke his world record, clearing 6.24m, 20.47ft. The old record was 6.23m. Duplantis gets a check of up to $100,000 whenever he breaks the record. The great Ukrainian pole vaulter…

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REALTOR RATES

04/11/2024

The current average U.S. real estate commission is 5.49%. The listing agent receives an average of 2.83% while the buyer’s agent receives 2.66%. For a $400,000 home, that works out to a commission of $21,960. Hawaii has the lowest average…

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BRUISED BALTIMORE

03/27/2024

The accidental destruction of the critical Francis Scott Key Bridge has rendered the Port of Baltimore unusable indefinitely. The Port is the 11th largest by container imports with 559,000/year 20-foot equivalent units. LA/Long Beach is tops at 8.2 million, then…

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