70 Words

Made in China

12/12/2012

The US trade deficit widened by $2 billion from September to October and now stands at $42.2 billion. While Sandy is partly to blame for some of the 3.2% decline in exports, so is a slowing global economy. This means…

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Doing the Laundry

12/11/2012

After failing to monitor trillions (with a T) in wire transfers over a period of years, from very unsavory characters and regimes, HSBC agreed to a $1.92 billion settlement. HSBC encouraged vast illegal transactions because there’s so much money to…

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Laboring On

12/10/2012

Last Friday’s mediocre employment report gives the Fed (meeting this week) ample reason to continue buying Treasuries and mortgage-backed securities at the rate of about $80 billion/month for the foreseeable future. As for the employment report, average hourly earnings rose…

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Bad Baby

12/07/2012

The Friday File: Male bosses with newborn daughters pay themselves 3.5% more than childless bosses; those with sons pay themselves 6.4% more! The problem is they take it out of the pay raises of their subordinates! If the boss has…

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Lotto Luck

12/06/2012

Lotto Luck Lotteries are designed to raise government revenue and bigger jackpots lead to more sales. To that end, 42 states now cross-sell both Powerball and Mega Millions and while prices for each were doubled to $2 on 1/1/12, sales…

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Devil in the Deductions

12/05/2012

If all 1040-Schedule A deductions, including the mortgage interest deduction are capped at about $35,000, then homeowners with houses priced north of $500,000 would be the ones primarily affected, and their homes would fall in value. Interestingly, they might respond…

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Cost-Benefit Analysis

12/04/2012

Higher taxes on the rich will reduce their incentives to work, save and invest, clipping maybe 0.5% off of GDP. But that’s not the end of the story. The relevant question is: will the benefit to society of redistributing some…

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Down GDP, Down!

12/03/2012

With personal income growth flat, savings rates up and real disposable income down 0.2% in October, it’s not surprising personal consumption grew just 1.4%! The weak pace of income growth will limit Q4 GDP growth to less than 1.5% and…

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Family Feud

11/30/2012

The Friday File: Husbands that are close to their in-laws reduce the risk of divorce by 20%. However, wives that are close to their in-laws increase divorce risk by 20%. Why? Men who like their in-laws show how important their…

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The 60’s are Back

11/29/2012

Median inflation-adjusted income (MIAI) for men in 2011 was $32,986, $14 shy of $33,000. While that’s $3,023 below the pre-recession high of $36,009 set in 2007, the all-time high of $37,017 was set in 2000. Worse, MIAI for men first…

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