Insanity Defined

After reducing Q4 GDP by 0.5% or $20 billion and achieving no meaningful policy changes by forcing a government shutdown, Congress now promises to reward us with potentially more of the same in early Q1 2014! While this will hurt consumer confidence and slow our recovery, it’s a boon for bond investors and emerging markets…

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Nobel Winners

In an odd choice, the Royal Swedish Academy awarded the Nobel Prize in economics to Eugene Fama, whose life’s work shows that markets are rational in the short run, to Robert Shiller, who says that markets are often irrational over long periods, and to Peter Hansen, who developed a statistical approach to study asset prices,…

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Debt Default

If the US defaults, short-term Treasuries, the most traded and liquid securities in the world and which often act as collateral for loans to banks and central banks, would lose their cash equivalence. This would immediately boost interest rates demanded by lenders while some lenders would refuse such collateral outright. Worse, as short-term funding is…

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Sudsy Sales

The Friday File: The economy is improving! Beer volume rose 1.2% in 2012, to 2.8 billion cases – that’s 210 beers/person, pushing revenues up 3.5% to $62.3 billion. This largely makes up for the 1.3% decline in beer volume in 2011. Super-premium, domestic craft and imports are fermenting heady sales, while mainstream domestics are losing…

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Terrific Tax

Among the demands the Republicans have put forward to end the government shutdown is repeal of the 2.5% medical device tax which took effect 1/1/13. It is a spectacular tax because no one will change their behavior because of it. If you need an artificial hip, you will not now cancel your operation because of…

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Taper Tiger

Given the government closure and resulting lack of economic data, the fact that Q3 GDP growth will be below 2% and that inflation remains very tame, virtually guarantees that tapering will not commence following the conclusion of the late October Fed interest rate setting meeting. Now with the formal nomination of Janet Yellen for the…

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Women’s Work

Full-time working women earned 76.5 cents for every dollar earned by men in 2012, virtually unchanged from 2011. Interestingly, pay gaps are narrowing for all but the youngest. Women 25 to 44 earned 80 cents, up from 74 cents in 1993. Similarly women 45 to 64 earned 73 cents up from 61 cents in 1993.…

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Debt Ceiling Catastrophe

The government shutdown, if short, will mildly depress Q4 GDP growth. The same can’t be said for failing to raise the debt ceiling. The government currently runs a $640 billion deficit/year, 4% of GDP, while GDP growth is 2%. If the debt ceiling isn’t raised, the budget must be balanced, thus federal spending would drop…

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Damn Drugs

The Friday File: Use of performance enhancing drugs is rampant despite the fact that there are tests and getting caught often results in huge penalties. The reason, inspectors don’t take testing seriously. Otherwise, they would catch to many athletes, sponsors would quit and fans would bail (think cycling). By testing half-heartedly, you get the best…

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Presidential Path

With the debt ceiling fast approaching, President Obama is caught between borrowing no more than Congress will allow him, or paying what Congress has instructed him to do, but not both. Either way, he breaks the law. Given the huge economic consequences of not paying our bills, President Obama must breach the debt ceiling. Should…

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