According to the Conference Board, consumer confidence rose to 137.9 in October, its highest level since 9/00. According to the University of Michigan, consumer confidence is at 98.60, down slightly from the 3/18 reading of 101.4, the best reading since 1/04. While stock market declines and gyrations are a concern to wealthier Americans, job prospects are what matters to the middle and lower classes, and they are excellent!