In 2015, cash was used in 32% of all consumer transactions, followed closely by debit cards at 27%, credit cards at 21%, electronic payments at 11%, checks at 6% and other at 3%. Between 2012 and 2015, cash usage plummeted by eight percentage points while all other forms rose incrementally except for checks and other, which fell slightly. By 2018, debit cards will supplant cash for top spot.