After a 15% rise in September, housing starts climbed less than 4% in October, with the entire rise due to a 12% jump in multifamily starts; single-family activity was unchanged. November starts are likely to be flat to marginally down as permit activity is softening as is the overall economy. That said, 2013 should be a great year for housing with at least 20% increases in single-family and multifamily starts.