While household wealth hit a new high of $80.7 trillion in Q4 2013, up $9.8 trillion from 12 months earlier and up from $68.8 trillion before the Great Recession, on an inflation adjusted per-capita basis wealth is still about $500 less than it was at the peak in 2007. Moreover, because most of the rise in wealth was from stocks and mutual funds, cash-out refinancing was essentially non-existent in 2013.