May
15

Unintented Consequences

Forcing Congress to obtain health insurance through exchanges is bad policy. Because they get excellent coverage, Congress would push for top-flight exchange healthcare. This would encourage employers to drop their plans because their employees could get great congressional quality subsidized coverage. And, that would raise the cost of the subsidy! Worse, if exchange plans are top-notch, people will have less of an incentive to work to get superior employer coverage.

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